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Terms of service

Introduction

Last updated: January 16, 2026

This Website is operated by Visual Spread (“Company”). Throughout the site, the terms “we”, “us” and “our” refer to the Company. The Company offers this Website, including all information, tools and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices stated here.

By using our Website, you agree to our Privacy Policy and Terms of Service. Please read these terms carefully before using our Site or services.

Acceptance of terms

By using this Website, you confirm that you are at least 18 years old, or have parental/guardian consent, and that you have the legal capacity to agree to these Terms.

Intellectual property

This Website, content, materials, designs and products contain intellectual property owned by Visual Spread, licensed to us and by third-parties that license some intellectual property to us. This Agreement is intellectual property owned by us. Other examples of intellectual property found on our Website and within our products and Services include, but are not limited to: trademarks, service marks, layout, logos, business name, design, text, written copy, certain images, podcast recordings, videos, audio files, and all of our paid products (collectively referred to as “Intellectual Property”).

Prohibited use

When using our Website, you warrant and agree that you shall not:

Republish material from Visual Spread.
Sell, rent or sub-license material from Visual Spread.
Reproduce, duplicate or copy material from Visual Spread.
Redistribute content from Visual Spread.
Post any content or material that is exploitive, obscene, harmful, threatening, abusive, harassing, hateful, defamatory, sexually explicit or pornographic, violent, inflammatory, or discriminatory based on race, sex, religion, nationality, disability, sexual orientation, or age.
Involve, provide, or contribute any false, inaccurate, or misleading information.
Attempt unauthorized access to systems or data.
Use automated bots, scrapers, or AI tools to extract data without written permission.
Create iFrames around our Website that alter in any way the visual presentation or appearance of our Website without prior approval and written permission.
In any manner violate the terms of use of any third-party website that is linked to the Website, including but not limited to, any third-party social media website.
Impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity (including, without limitation, by using email addresses or screen names associated with any of the foregoing).
Transmit, or procure the sending of, any advertisements or promotions (without our prior written consent), sales, or encourage any other commercial activities, including, without limitation, any "spam", "junk mail", "chain letter", contests, sweepstakes and other sales promotions, barter, or advertising or any other similar solicitation.
Encourage any other conduct that restricts or inhibits anyone's use or enjoyment of the Website, or which, as determined by us, may harm the Company or users of the Website or expose them to liability.
Promote any illegal activity, or advocate, promote, or assist any unlawful act.

Unauthorized reproduction, modification, or distribution of this Website’s content, materials, designs and products is strictly prohibited. We reserve the right to terminate your use of the Service or any related Website for violating any of the prohibited uses.

Accessibility

We are committed to accessibility and continuously strive to improve the Website usability. If you encounter any accessibility issues or require assistance, please contact us at hello@visualspread.com.

User-generated content

If you provide comments, testimonials, or other user-generated content, you grant us a royalty-free, perpetual license to use and display such content in connection with Visual Spread. We reserve the right to remove inappropriate content at our discretion and to shorten long-form written testimonials for editing purposes.

External links to third-party sites

This Website may link to external websites. We do not control or endorse third-party sites and are not responsible for their practices. If you choose to access any such sites, you do so at your own risk.

Hyperlinking to our content

The following organizations may link to our Website without prior written approval:

Government agencies;
Search engines;
News organizations;
Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses;
System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Website.

These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.

We may consider and approve hyperlink requests from the following types of organizations:

commonly-known consumer and/or business information sources;
dot.com community sites;
associations or other groups representing charities;
internet portals;
accounting, law and consulting firms; and
educational institutions and trade associations.

We will approve hyperlink requests from these organizations if we see that: (a) the link would not make us look unfavourably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of Visual Spread; and (d) the link is in the context of general resource information.

These organizations may link to our Website so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.

If you are one of the organizations listed above and are interested in linking to our Website, you must inform us by sending an e-mail to hello@visualspread.com. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our Website to which you would like to link.

Approved organizations may hyperlink to our Website as follows:

By use of our corporate name; or
By use of the uniform resource locator being linked to; or
By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site.

Disclaimer of warranties

The Website and its content are provided “as is” and “as available.” We make no warranties, express or implied, regarding accuracy, reliability, or fitness for a particular purpose, or non-infringement. You understand and agree that your use of the Website, its content, and any services or items found or attained through the Website is at your own risk.

Limitation of liability

Except where such exclusions are prohibited by law, under no circumstance will the Company nor its parent, subsidiaries, affiliates, or their respective directors, officers, employees, agents, service providers, contractors, licensors, licensees, suppliers, or successors be liable for negligence, gross negligence, negligent misrepresentation, fundamental breach, damages of any kind, under any legal theory, including any direct, indirect, special, incidental, consequential, or punitive damages, including, but not limited to, personal injury, pain and suffering, emotional distress, loss of revenue, loss of profits, loss of business or anticipated savings, loss of use, loss of goodwill, loss of data, and whether caused by tort, breach of contract, breach of privacy, or otherwise, even if the party was allegedly advised or had reason to know, arising out of or in connection with your use, or inability to use, or reliance on, the Website, any linked websites or such other third-party websites, nor any Website content, materials, posting, or information thereon.

Indemnification

You agree to indemnify and hold harmless the Company, its parent, subsidiaries, affiliates, and their respective directors, officers, employees, agents, service providers, contractors, licensors, suppliers, successors against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable legal fees) arising from your misuse of the Website or violation of these Terms.

Payments, cancellations and returns

All payments for services are subject to the terms agreed upon in individual contracts. Our refund and cancellation practices are outlined in our Return Policy.

Privacy and data use

Your personal information is collected and processed in accordance with our Privacy Policy. By using this Website, you consent to such processing.

Modification

We may update or discontinue any part of the Website at any time without notice. We may also update these Terms, and your continued use of the Website constitutes acceptance of the revised Terms. If modified, the effective date will be updated accordingly.

Governing law

Any action or proceeding arising out of or relating to this Website and under these Terms of Service will be instituted in the courts of Quebec and/or the Federal Court of Canada, and each party irrevocably submits to the exclusive jurisdiction of such courts in any such action or proceeding. You waive any and all objections to the exercise of jurisdiction over you by such courts and to the venue of such courts.

Entire agreement

These Terms, together with our Privacy Policy and Return Policy, constitute the entire agreement governing your use of this Website.

Contact

If you have any questions about these Terms of Service, you can contact us at hello@visualspread.com.